Legal information
Credinero Privacy Policy
This Policy explains what data AFFILIAT SISTEMS TOV processes within the Credinero product, for what purposes, how it is used, and what rights you have.
Credinero is not a bank, lender or financial institution and does not issue loans itself. The service helps you review partner offers and continue the application on their websites.
1. General provisions
1.1. By using the website https://credinero.mx/ you confirm that you have read this Policy.
1.2. Personal information is processed in line with the Protection of Personal Information Act (POPIA) of South Africa and other applicable laws.
2. Who is the data controller
The responsible party (controller) of personal information is:
- AFFILIAT SISTEMS TOV
- Registration code: 44482760
- Address: Ukraine, 41600, Sumy region, Konotop, Uspensko-Troitska St. 37A
- Privacy email: info@letmeads.com
3. What this Policy covers
This Policy applies to:
- The Credinero website — https://credinero.mx/ (including subdomains that use this Policy).
This Policy does not govern processing on lender/partner sites you visit on your own — their own privacy policies apply there.
4. Credinero website
4.1. What data we receive
Data you provide
- phone number — if you submit the loan-match form;
- confirmation of consent to personal data processing.
At the time of this version, the website form does not collect full name or email.
Data collected automatically
- technical request data (including IP address, browser/device information);
- page URL / referrer, if available;
- ad and technical click parameters, including gclid and UTM tags when present;
- technical data needed for security and abuse prevention (including form rate limits).
4.2. Forms and requests
If you leave a phone number in the website form:
- data is sent to our request-processing system;
- the request is stored to provide offer matching and related communication within Credinero;
- after submit you may be shown additional offers.
4.3. Partner clicks
- Clicking an offer card may take you to a partner site via an affiliate link that can include attribution parameters.
- Loan applications are completed on the partner’s site. Data you enter there is provided directly to that partner under their privacy policy.
4.4. Ads / analytics / technical identifiers
The website may use Google Ads, Meta and related technologies to measure ad performance, click attribution and conversions (cookies, ad IDs, gclid / UTM parameters).
4.5. Cookies
We may use cookies and similar technologies for session continuity, ad attribution and security. You can limit cookies in your browser; some features (including ad attribution) may work with limits.
5. How data is used
Data is processed to:
- provide comparison / offer-matching services;
- handle requests and interest forms;
- attribute ad traffic and measure campaigns;
- improve the product and prevent abuse;
- comply with legal requirements.
We do not sell personal information.
6. Sharing with third parties
Technical attribution parameters may be included in affiliate links when you click through to a partner. That is not an automatic transfer of form personal data to the lender.
We may use technical processors (hosting, infrastructure, messaging, analytics) as needed to run the service, and may disclose data to authorities where required by law.
7. Protection and retention
We apply organisational and technical measures to protect data, including HTTPS and access controls. Data is kept only as long as needed for processing purposes and/or legal requirements, then deleted or anonymised.
8. Your rights
Under POPIA and applicable law you may, where relevant:
- know about processing of your information and request details;
- request correction of inaccurate data;
- withdraw consent where processing is based on consent;
- request deletion or restriction where the law allows;
- lodge a complaint with the Information Regulator (South Africa).
To exercise rights, email info@letmeads.com with the subject “Personal data”. We may ask you to verify your identity.
You can also use our data deletion page.
9. Third-party sites and services
The site may link to third-party resources (including lender sites and Google/Meta). We do not control their data processing.
10. Minors / age limits
The service is intended for persons aged 18+. We do not knowingly collect children’s data. If you believe a child’s data was submitted, contact info@letmeads.com.
11. Changes to this Policy
We may update this Policy. The current version is always available at https://credinero.mx/privacy/. The update date is shown at the top.
12. Contacts
For privacy questions:
- Email: info@letmeads.com
- Organisation: AFFILIAT SISTEMS TOV, registration code 44482760
- Address: Ukraine, 41600, Sumy region, Konotop, Uspensko-Troitska St. 37A
- Website: https://credinero.mx/